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UBI Intelligence

Usage-Based Insurance for Personal Lines

Powered by IMS DriveSync®

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Stand Out and Succeed in Usage-Based Insurance

The UBI landscape is evolving rapidly, with insurers worldwide launching telematics programs. However, with many programs focusing solely on price discounts, the market risks falling into a cycle of diminishing returns. To break free from convention and gain a competitive edge, differentiation is key.

IMS UBI Intelligence empowers insurers to build targeted, customized programs aligned with their specific goals. Our agile, end-to-end platform accelerates time to market while providing the flexibility to tailor experiences that resonate with policyholders. Don’t just compete — lead with innovation and purpose.

Why choose IMS for your Personal Lines Connected Insurance?

IMS UBI Intelligence is your all-in-one solution for Usage-Based Insurance, eliminating the need for multiple suppliers or partners. Designed to simplify and accelerate your UBI strategy, we offer everything you need under one roof. See below what sets us apart:

The best UBI experts in the industry

Access to a team of subject matter experts with the experience and best practices developed by working with numerous insurers around the globe.

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UBI One-stop shop

IMS UBI Intelligence offers insurers a single source provider for all their UBI program needs, including hardware, logistics, support, secure data warehousing, data analytics, driver portals, communications experts, and more. No need to deal with multiple suppliers and partners.

Customizable programs

Whether you want a usage-based, behavior-based, or rewards-driven model, we tailor programs to fit your strategy. provides solution options so insurers can create targeted, differentiated, programs for specific audiences and geographies. Additionally, our IMS Engagement Toolset enables seamless segmentation within a single program for more personalized experiences.

Scalable architecture

IMS' award–winning technology services platform is future-proofed for years to come and offers an unmatched solution that will help ensure the success of your UBI program in today’s competitive marketplace.

Best value in the market

Fully customizable solutions without sacrificing speed to market IMS UBI Intelligence provides the best of both worlds 1) a turnkey approach to improve time-to-market while also 2) being customizable to branding and program requirements.

Value-added services for future revenue opportunities

IMS UBI Intelligence is powered by DriveSync® – IMS’ connected car platform – providing insurers the ability to roll out future revenue-generating services to current customers. Examples of value-added services include: infotainment, roadside assistance, vehicle health and more.

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Explore our other solutions

Commercial Lines Solution Pay-when-you-drive (PAYD) Solution

Benefits

While we’re a B2B company, our products are designed with the policyholder in mind. We take a customer-centric approach and have experts who advocate as the voice of the policyholder.

For insurers

  • Increase loyalty of current policyholders & attract new customers

  • Lower risk, cost and claims

  • Generate revenue via value-added services

For End Users

One deployment, using the IMS DriveSync® platform, can support both sides of your insurance business – personal lines and commercial lines users.

Benefits

  • Improved relationship with the insurer

  • Personalized auto insurance premiums

  • Increased driver education & improved driving skills

  • More awareness for better preventative maintenance

Create a customized scoring for your program

Details on our IMS One App page

Curious to learn more? Explore these resources:

datasheet

IMS Usage-based Insurance for Personal Lines

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whitepaper

Comparing Smartphone, Tag, OBD, Black Box, and OEM Embedded Devices

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whitepaper

Mobile Telematics Essentials: A Fundamental Guide for Auto Insurers

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Learn more about our leading end-to-end UBI solution

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