UBI Intelligence

Usage-Based Insurance for Personal Lines

Powered by IMS DriveSync®

Stand Out and Succeed in Usage-Based Insurance

The UBI landscape is evolving rapidly, with insurers worldwide launching telematics programs. However, with many programs focusing solely on price discounts, the market risks falling into a cycle of diminishing returns. To break free from convention and gain a competitive edge, differentiation is key.

IMS UBI Intelligence empowers insurers to build targeted, customized programs aligned with their specific goals. Our agile, end-to-end platform accelerates time to market while providing the flexibility to tailor experiences that resonate with policyholders. Don’t just compete — lead with innovation and purpose.

Why choose IMS for your Personal Lines Connected Insurance?

IMS UBI Intelligence is your all-in-one solution for Usage-Based Insurance, eliminating the need for multiple suppliers or partners. Designed to simplify and accelerate your UBI strategy, we offer everything you need under one roof.

What sets us apart:

The best UBI experts in the industry
Access to a team of subject matter experts with the experience and best practices developed by working with numerous insurers around the globe.

Learn more about us

One-stop shop for program needs
IMS UBI Intelligence offers insurers a single source provider for all their UBI program needs, including hardware, logistics, support, secure data warehousing, data analytics, driver portals and more. No need to deal with multiple suppliers and partners.


Fully customizable solutions without sacrificing speed to market
IMS UBI Intelligence provides the best of both worlds: 1) a turnkey approach to improve time-to-market while also 2) being customizable to branding and program requirements.


Flexible and scalable architecture
IMS’ award–winning technology services platform is future-proofed for years to come and offers an unmatched solution that will help ensure the success of your UBI program in today’s competitive marketplace.


Ability to offer differentiated and segmented programs
IMS UBI Intelligence provides solution options so insurers can create targeted, differentiated programs for specific audiences and geographies. Additionally, our IMS Engagement Toolset enables seamless segmentation within a single program for more personalized experiences.


Value-added services for future revenue opportunities
IMS UBI Intelligence is powered by DriveSync® – IMS’ connected car platform – providing insurers the ability to roll out future revenue-generating services to current customers. Examples of value-added services include: infotainment, roadside assistance, vehicle health and more.

Feature & Benefits

For Auto Insurers

The tools you need to manage and administer a successful UBI program.

  • Business Center

    Program administration and reporting

  • Enhanced Data Feeds

    Actuarial Grading Score

  • Customer Care & Support

    Scalable customer support options available to support program growth

  • Program Management & Support

    Dedicated assistance with training, adoption and retention plans

  • Logistics & Fulfilment Solutions

    Operational assistance, including forward/reverse logistics, provisioning and enrolment

  • Systems Integration

    Seamless integration with external applications and corporate systems

  • System & Data Management

    Scalable IT architecture with data warehousing and security

  • Insightful Analytics & Intuitive Interfaces

    High quality intelligence and visualizations for insurers and end users

Benefits

  • Increase loyalty of current policyholders & attract new customers

  • Lower risk, cost and claims

  • Generate revenue via value-added services

For End Users

One deployment, using the IMS DriveSync® platform, can support both sides of your insurance business – personal lines and commercial lines users.

  • Device Agnostic Data Collection Options

    Flexible technology options to support programs (mobile apps, OBD, Bluetooth devices, OEM embedded, and more)

  • Mobile & Desktop Interfaces

    Post-trip driver behavior, scoring and coaching tips

  • Custom Notifications & Alerts

    Communication for driver relationship management

Benefits

  • Personalized auto insurance premiums

  • Increased driver education & improved driving skills

  • More awareness for better preventative maintenance

Create a customized scoring for your program

Curious to learn more? Explore these resources:

datasheet

IMS Usage-based Insurance for Personal Lines

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whitepaper

Comparing Smartphone, Tag, OBD, Black Box, and OEM Embedded Devices

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whitepaper

Mobile Telematics Essentials: A Fundamental Guide for Auto Insurers

Download

Learn more about our leading end-to-end UBI solution

Contact us to request for more information