A flexible approach to data collection
IMS DriveSync® supports many diverse deployment options, providing an agnostic approach to data collection. Our platform allows, for example, data collection from smartphone apps for Personal Lines UBI to plug-in devices for Commercial uses. Click here to enquire into how we integrate OEM data in a transparent way that keeps policyholders’ data safe.
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Policyholder smartphone
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Integrate your existing app
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Scroll to learn about our Patented Bluetooth connector
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Easy plug-in
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Traditional engineer-fit solution
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Consensual Embedded data
Data security – delivering full peace of mind
IMS DriveSync® delivers a strong value proposition that enables IT leaders to confidently deploy connected car services and solutions and create new revenue streams and programs. The foundation of our platform is based on end-to-end security, integrity of collected data, information availability, and robust processes.
Our solutions meet strict business requirements including:
- End-to-end security – robust processes to ensure secure management of client data
- Data collection integrity – checks and balances are in place to identify anomalies and avoid data corruption
- Information availability – high levels of system uptime due to rigorous monitoring
One platform, endless connected solutions
Our platform can support data from multiple sensor types, in one place. Meaning data collected from your entire book of connected business can be fed into this solution (even third-party sensors), and we can work with you to drive results, insights and customer engagement from this information.
As the only true data source agnostic solution on the market, we will work closely with you to ensure the right technologies are adopted allowing your business to achieve growth goals and potential.
Overview of sensor's pros & cons
Smartphone/ SDK Option
Use of mobile as sensor, either through white label app or SDK in 3rd party app
- No-cost deployment and improvements in data integrity make this the most viable option for mainstreaming insurance telematics
- Drives high levels of customer engagement via feedback apps
- Operates completely independently to the vehicle and circumvents intrusion by OEMs
- Can be deployed via bespoke apps or SDK into 3rd-party apps
- More easily ‘game-able’ by the user to mask behaviors without an app misuse solution (Contact IMS for more details)
IMS Wedge
Self-powered Tag - mounted Bluetooth wireless device tethered to app
- Low cost deployment and known data integrity make this an attractive option from light-touch to mainstream connected propositions
- Has high-fidelity collision detection capture within the device to aid with post collision claims handling
- Easy self install for the customer, and captures journey data even if the mobile is not in the vehicle
- Easy self install for the customer, and captures journey data even if the mobile is not in the vehicle
- No FNOL if the mobile is not in the vehicle at the point of collision
- Battery life is limited to approximately 24 months, and requires replacement for following years
OBD
Dongle plug-in for OBD port
- Only aftermarket device that can access CAN bus data, offering vehicle status data and prognostics
- Ubiquitous in European & North American markets for insurance and fleet
- Ease of self-installation (in some cases)
- No current success in the UK insurance market due to inaccessibility of OBD port
- Lack of consistency of data across vehicle makes/models if not correctly normalized by TSPs platform
- Faces an uncertain long-term future due to OEM threat: European OEMs lobbying to restrict 3rd party access; many ports block data transmission once over 30mph
- End user installation complexity including ease of locating port
Black Box
Installed box
- Standardization of data harvested from the device across all vehicles
- High-fidelity collision detection and robustness of data helps claims remediation and boosts loss ratio performance
- Theft detection and stolen vehicle recovery a key benefit for carriers and mobility operators, and can be positioned as an adoption driver for consumer propositions
- No access to CAN bus data
- Relevance may be limited long-term if OEMs manage to align around useful connected car data standards that are commercially viable
- Not a consumer applicable hardware option for North American market and other regions of the world
- Had additional complexity and expenses including time and effort for professional install of hardware into vehiclePotential
OEM / Connected Car
Direct feed / line fit from on-board computer
- Potential to provide access to embedded sensors and a wealth of additional lines of data analysis, such as ADAS systems
- OEMs are realizing the potential to monetize data for their own and 3rd party provider benefit – insurance is the key use case
- Challenge around standardization of data protocols across all makes/models to make scoring unilaterally applicable as OEMs not agreeing on a standard – requires TSP to solve for with a platform based solution (Contact IMS for more details)
- Uncertainty around timeline for ubiquity, and no clarity around likely cost of data to 3rd parties
- Many manufacturers still concerned about data ownership and privacy
- Challenges around consent management not ubiquitiously being solved for by OEMs
IMS Wedge Overview
Our industry-leading patented mobile app data enhancer, providing additional data precision based on your Connected Claims and/or UBI program needs. The IMS Wedge is a low-cost, easy-to-deploy add-on hardware option for IMS One App and connects to any smartphone via Bluetooth to optimize trip detection and driver behaviour monitoring.
See how the IMS Wedge works with the IMS One App – the full customer journey:
