Hybrid work, shifting lifestyles, and rising costs are prompting people to seek ways to save—starting with insurance that reflects how much, and how safely, they drive.
Mileage-based insurance gives policyholders greater control by linking premiums to actual usage. However, the majority of mileage-based programs in market are limited and only track actual mileage travelled, but today’s customers expect more than just pay-per-mile. Having already accepted the data-sharing aspect, they’re looking for a more compelling value exchange—programs that also recognize and reward safe driving behavior.
At the same time, insurers face growing cost pressures amid inflation and hardening markets, making scalable, cost-efficient solutions more critical than ever.
To drive demand, build trust, and deliver richer customer experiences, insurers must evolve. Offering more personalized insurance programs and services is essential—not just to meet expectations, but to lead in a competitive, data-driven market.
