Meet IMS One App
Our mobile app framework revolutionizes user engagement and enhances the telematics and connected insurance experience. Whether you want to enhance an existing mobile app or launch a new one, this flexible platform empowers insurers to create fully customized app experiences that meet the unique needs of their customers.
Ideal for both insurers and mobility operators, this solution helps you build deeper connections with your customers, encouraging safer driving behaviors, reducing road risks, and delivering better outcomes for both your business and your users.
Compatible with all sensor types—whether data is collected through a smartphone or hardware add-ons like the IMS Wedge—our platform provides a unified mobile interface for your program, allowing you to seamlessly evolve your offering over time.
IMS One App puts user engagement and experience at the forefront and provides the industry’s best configuration options going far beyond logo and color scheme to include core features and personalized functions. You can fully configure your app experience, functionality and presentation layer to offer a truly engaging user experience leveraging UI best practices that reduce customer support calls and increase adoption and usage.
Configure your proposition based on your business objectives and target audience’s needs
Personal lines: young driver, family, connected insurance
Help your policyholders save on their auto insurance while encouraging safer driving habits that lead to fewer claims. Our flexible solutions let you tailor features, user experiences, and engagement strategies to better connect with your customers.
Commercial lines: small and large fleets
Giving commercial insurers the tools to effectively engage, retain, and assess fleet risk, enabling more accurate pricing and rating to maintain a profitable book of business. Meanwhile, fleet managers can enhance driver behavior and achieve cost savings at every turn—all while paying premiums that truly reflect their fleet’s risk profile.
Visit our Commercial solution page
Mileage-based insurance: a pay-per-mile low-cost solution
With driving habits evolving, especially among cost-conscious customers who drive less—such as remote workers, retirees, and urban dwellers—insurers have a unique opportunity to tap into a growing market segment looking for fairer pricing based on actual usage, easily achieved by collecting data through smartphone and a simple plug-and-play OBD device.
Visit our Mileage solution page
Decide on the sensor you’d like to move forward with to capture the driving data
We value flexibility and aim to avoid limiting our clients to a single sensor option, as each sensor comes with its own advantages.
Click here to see an extended sensor list:
Tailor your app based on your goals
To find out more about our extensive list of features and how we incorporate your goals into our framework, please email product@ims.tech
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Connected Claims/FNOL
Claims-focused telematics solution to drive loss ratio improvement
Communicate with your audiences
Our IMS Engagement Toolset enables you to personalize policyholder experience.
Communicate with your audiences
Define text content, UI logic and navigation, data visualization templates, branding options, color values – we provide new options for in-market programs without the need for a new app release and app approval hurdles.
To find out more about our extensive list of features and how we incorporate your goals into our framework, please email product@ims.tech
Tailor Your Scoring to Fit Your Audience
Telematics Insurance Risk Scoring Customization
Design personalized scoring models for both vehicle and driver performance using a robust suite of scoring variables — all while keeping your policyholders’ safety a priority.
Flexible Scoring and Rating
Flexibility is essential for a seamless data and analytics experience. With IMS, you have full control to customize scoring and rating models that accurately assess risk and promote safer driving habits.
Choose the right scoring and rating approach for your program
Select from three powerful scoring and rating methods:
IMS Internal Analytics: Leverage our in-house expertise to develop precise risk assessments.
Refined Actuarial Models: Enhance your existing models with IMS’s advanced insights.
Analytics Partnerships: Collaborate with our analytics partners for specialized scoring support.
Unique Rating Systems:
Stand out with a customized scoring system tailored to your business goals.
Expanded Scores:
Integrate a broad selection of scoring variables to refine your algorithms and achieve greater accuracy.
User-Centric Scoring Display:
Deliver an intuitive, transparent scoring experience for your policyholders, making it easy for them to understand their driving performance and progress.